11 Easy Ways You Could Make Extra Money This August 🔥
đź’° By The BetterPenny Staff
Sponsored Content
If you’re in urgent need of extra cash, you’re in the right place. We’ve pulled together a list of 11 unique ways to earn — and there’s bound to be something here that works for you. This list is packed with options, so take your time. You can dive in now, but don’t forget to bookmark this page so you can come back anytime. We’ll keep things current as new offers come and go. Let’s get right to it — here are 11 ways to make money!
Still using a traditional bank? If you're earning around 0.40% APY, your money’s basically sitting still.
Here’s a better option: SoFi Checking and Savings (member FDIC) offers up to 3.80% APY on savings when you set up direct deposit or have $5,000+ in Qualifying Deposits — that’s nearly 10x the national average. You’ll also earn 0.50% APY on your checking balance. And for a limited time, new customers who set up direct deposit can score an extra 0.20% APY boost for 6 months — giving your savings a stronger head start.
Set up at least $1,000 in direct deposits and you’ll also be eligible for a welcome bonus of up to $300 (terms apply). It’s modern banking made easy — mobile check deposits, smooth transfers, responsive customer support, and no monthly, account, or overdraft fees. Plus, your funds are protected with FDIC insurance, up to $3 million through the SoFi Insured Deposit Program. If you’re ready for your money to start working harder, opening a SoFi Checking and Savings account is a simple first step.
Need some extra cash to pay off credit cards, tackle a home project, or cover a major expense? There’s a company that might be able to help. If your credit score is 620 or higher, AmONE can connect you with personal loan offers up to $50,000 — no collateral required. Fixed rates start at just 6.40%, with repayment terms ranging from 6 to 144 months.
No waiting in line, no calling a bank. And if you’re unsure about qualifying, don’t stress — it’s completely free to check online. The process takes about two minutes, and you might find options that save you thousands.
Drowning in credit card debt? Those sky-high interest charges aren’t helping — and they can make it feel impossible to get ahead. So where do you begin?
If your credit is in good shape, one smart move could be switching to a 0% intro APR credit card. Motley Fool Money has put together a list of top-rated cards that can pause your interest for up to 21 months, giving you time to consolidate debt and make real progress — without racking up more charges.
They’re selective about what makes the list, only featuring cards that offer strong value, generous intro rates, and perks like cash back or welcome bonuses. Plus, you’ll get a transparent breakdown of fees, rewards, and terms — so you know exactly what you’re signing up for. Looking for breathing room in your budget? These 0% APR cards might be your chance to pay down what you owe — interest-free until nearly 2027.
Short on cash? You’re not alone. Whether it’s surprise home repairs, medical expenses, or credit card debt, life has a way of adding up fast.
Luckily, there’s a service that might help. My Lending Wallet connects users with personal loan offers ranging from $500 to $35,000 — and you don’t need great credit to apply. That’s right: there’s no minimum credit score required. Your APR will depend on your credit profile and may range from 5.99% to 35.99%.
They work with a wide variety of borrowers, and their commitment to keeping rates below 36% may make them a more realistic option for people with less-than-perfect credit. You’ll also have flexibility in your repayment terms, from 61 days to as long as 72 months. Once you apply, just keep an eye out for your confirmation email. In some cases, a quick phone confirmation may be needed before funds are released.
There’s no trip to the bank and no pressure. It’s completely free to check your eligibility online — and it only takes about five minutes to see your options. If approved, you could be one step closer to the relief you need.
Let’s be real—everything costs more these days, and picking up a second job? Not exactly ideal. But here’s the thing: you’re already playing games on your phone. Whether it’s to unwind, pass time, or just for fun—what if you could get paid for it?
That’s where KashKick comes in. They actually pay you to play mobile games. No sketchy surveys, no watching ad after ad—just real cash for doing what you’re already doing. Some users are even pulling in over $1,000 a month.
Quick tip: Want to hit your first $50 payout faster? A small in-app purchase (like $2 to skip a level) can help you get there way quicker.
You only need $10 to cash out, and once you hit it, the money goes straight to your PayPal. No hassle. No delays. If you’re already gaming, why not get paid for it? Join KashKick and turn your play time into pay time.
Your opinion matters — and companies are ready to pay for it. From product ideas to ad campaigns, brands rely on real feedback to shape their decisions. That’s where you come in.
With a free platform called Branded Surveys you can earn up to $5 per survey just by answering questions about your preferences and experiences. Take just three short surveys a day, and you could bring in as much as $140 a month.
Most surveys only take 5 to 15 minutes, and once your payout is processed, you’ll typically get paid within 48 hours. Since 2012, Branded Surveys has paid out over $20 million to users — and top participants have pulled in a few hundred bucks a month. It’s fast and easy to join. Sign up today and you’ll even score a free 100-point bonus just for getting started.
You could be overpaying for car insurance — and your provider is hoping you won’t notice. The good news? It’s surprisingly easy to check. Instead of jumping from site to site looking for better rates, try Insurify. They’ll show you multiple quotes from top insurers in one place — and many users save up to $1,025 a year.
Just answer a few quick questions about your car and driving history, and Insurify will deliver personalized quotes tailored to you. The whole process takes about five minutes, and it could help you lock in major savings on your car insurance. See how much you could save!
Is easy money real? If you know your way around the internet, it can be. In today’s digital world, your data has value — and plenty of companies are willing to pay for it. Some users are earning up to $1,000 a month just by completing simple online tasks.
That’s where Freecash comes in. Instead of hunting down opportunities yourself, Freecash brings together paid tasks fromdozens of advertisers and research companies — all in one place. Since 2019, they’ve paid out over $13 million to users.You can complete tasks anytime it’s convenient, and earn coins that can be redeemed for PayPal cash, Visa gift cards, Amazon credits, or even crypto.
Signing up is quick, there’s no minimum to cash out, and if you put in the time, you could easily become one of the top earners bringing in over $1,000/month. Create yourFreecash account now and see how much you can earn.
Thinking about starting your investing journey? Now might be the perfect time. With SoFi Active Invest, you can buy and sell stocks and ETFs with no commissions, no minimum account balance, and no unnecessary hassle.
Here’s what’s exciting: Just fund your account with as little as $50 dollars, and you could get up to $1,000 in stock—free. Whether you're new to investing or a seasoned pro, SoFi makes it simple to get started. They’re also offering a 1% match on IRA contributions and rollovers, giving your retirement savings a little extra boost (terms apply).
Because SoFi doesn’t charge commissions, you keep more of what you earn. You’ll also get access to personalized watchlists, market insights, and real-time updates—plus the option to invest with as little as $5 using fractional shares. As a member, you’ll unlock even more perks, like exclusive events and discounts across SoFi's full suite of financial products. Want to see how far your money could go? Open your account, start trading, and explore the potential with SoFi Active Invest!
Making credit card payments every month but never seeing real progress? Those high interest rates — sometimes hitting 24% — are likely the reason. It’s frustrating, and it can feel like you’ll never catch up. That’s where MoneyLion comes in.
They help connect you with personal loan offers that could slash your interest rate by up to 70% — potentially as soon as tomorrow.Here’s the idea: Instead of juggling multiple cards with high APRs, MoneyLion could match you with a new loan starting as low as 5.99% APR*. That means one manageable monthly payment — and a much faster path to becoming debt-free.
If your credit score is 620 or higher, you could qualify for a loan of up to $100,000 with terms as long as 240 months — and no collateral needed.Think you might not qualify? It takes just two minutes to check online — and you could be one step closer to cutting that sky-high interest rate by 70%.
What if your creditors just agreed to wipe out a big chunk of your debt — no loans, no bankruptcy, and no need for perfect credit? That’s exactly what National Debt Relief may be able to do.
If you have at least $15,000 in unsecured debt (like credit cards, personal loans, or medical bills), their team can work with you to create an affordable monthly plan. As you make payments, they negotiate with your creditors to reduce what you owe — often settling for less than the original balance.
Once enough is saved, you pay the reduced amount in a lump sum — and just like that, you could be on your way to becoming debt-free in 24 to 48 months. It only takes a minute to check your options and see how much you could potentially eliminate.
